How to Get a Budgeting Loan

Call the Social Fund on 0800 169 0140 to learn how to apply for a Budgeting Loan.

Crisis Loans are no longer available from the government, but there are still plenty of options for emergency financial support. If you have been on certain benefits for six months, then you could apply for a Budgeting Loan. You will have to pay it back, but the loan can help with immediate living costs. Read this new guide to find out how to get a Budgeting Loan.

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How to Stop Family Allowance

Call the Child Benefit line on 0300 200 3100 to stop Family Allowance today.

Family Allowance is the previous name for Child Benefit, which changed in the late 1970s. You can find out how to claim Family Allowance here. If you are already claiming this and you want to stop Family Allowance, then read this guide. You can also learn why you would need to stop it.

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Maternity Pay for Unemployed

Call the Maternity Allowance helpline on 0800 055 6688 to see if you can claim.

Pregnant people who are in employment can usually claim Statutory Maternity Pay from their employer. However, if you do not qualify for SMP, then there are other options for financial support when you are having a baby. The type of benefits that you can claim and the amount that you can get will depend on your circumstances. Read this guide to see which benefits are available if you are pregnant and unemployed.

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How to Claim Family Allowance

Call the Child Benefit helpline on 0300 200 3100 and claim Family Allowance.

Family Allowance was a government benefit starting back in 1945. Child Benefit began to replace Family Allowance in 1977. What you might call Family Allowance is now Child Benefit. There have been a lot of changes over the years due to the government restructuring Child Benefit. Claims for Family Allowance are claims for Child Benefit today. Read this guide to learn more about Child Benefit, including what you must do to claim.

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Universal Credit Roll-Out Delays – What It Means For You

universal credit delay

You may be aware that the Universal Credit roll-out has been delayed by the Government as they were going to decide whether to roll-out the new benefit to another 3million benefits receivers. This decision has now been delayed and the number has been scalled back to just 10,000 receivers, the decision to roll-out the benefit to the 10,000 still has not been decided on.

The decision to pause the vote on this seems to have come after it was discovered the benefit was driving more people into poverty and hardship with an increase in food bank usage of 50% in areas where the new benefit has already been rolled-out.

Another story has been in the new recently regarding a woman who was left with £8 for the month to provide for her 2 children and had to use food banks to keep her children fed. She is taking her case to court as she believes the new benefit discriminates against those who are self-employed as she works in the entertainment industry and is classed as self employed. She says she would be hundreds of pounds a month better off if she quit working all together.

What is Universal Credit?

Universal Credit is 1 benefit that will replace Child Tax Credit, Housing Benefit, Income Support, income-based Jobseeker’s Allowance, income-related Employment and Support Allowance and Working Tax Credit. If you were previously receiving any of these benefits once the roll-out takes place you will be put on Universal Credit instead.

What This Means For You

Unfortunetly, until the decision to cancel the roll-out or change the way the benefit works not much can be said about what will happen for those who are due to be placed on Universal Credit in the roll-out. There are members of parliament fighting for the roll-out to be cancelled and for those who are already on it to be taken off and put back onto the benefits they were previously receiving. Amber Rudd has said she will not seek approval for the full roll-out to happen until success has been seen in the pilot scheme. Theresa May is still insisting Universal Credit will be fully implemented by December 2023.